Truist Transaction

Represents a banking transaction on a Truist personal, small business, or commercial account.

BankingFinancial ServicesOpen BankingCommercial BankingPersonal BankingPaymentsAccountsTransactionsFortune 500

Properties

Name	Type	Description
transactionId	string	Unique transaction identifier.
accountId	string	Identifier of the associated account.
transactionDate	string	Date the transaction was initiated or value-dated.
postedDate	string	Date the transaction was posted to the account.
amount	number	Transaction amount. Negative for debits, positive for credits.
currency	string	ISO 4217 currency code.
status	string	Current processing status.
transactionType	string	Category/type of transaction.
debitCreditIndicator	string	Indicates whether the transaction is a debit or credit.
description	string	Transaction narrative or description.
merchantName	stringnull	Name of the merchant for point-of-sale transactions.
merchantCategory	stringnull	Merchant category code description.
category	stringnull	Personal finance management category.
bankReferenceNumber	stringnull	Bank-assigned reference number.
customerReferenceNumber	stringnull	Customer-provided reference number.
checkNumber	stringnull	Check number for check transactions.
achTraceNumber	stringnull	ACH trace number for ACH transactions.
wireReferenceNumber	stringnull	Federal reference number for wire transfers.
originatorName	stringnull	Name of the originating party for ACH/wire transactions.
receiverName	stringnull	Name of the receiving party.
runningBalance	numbernull	Account ledger balance after this transaction.

View JSON Schema on GitHub

JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/truist-financial/main/json-schema/truist-financial-transaction-schema.json",
  "title": "Truist Transaction",
  "description": "Represents a banking transaction on a Truist personal, small business, or commercial account.",
  "type": "object",
  "properties": {
    "transactionId": {
      "type": "string",
      "description": "Unique transaction identifier."
    },
    "accountId": {
      "type": "string",
      "description": "Identifier of the associated account."
    },
    "transactionDate": {
      "type": "string",
      "format": "date",
      "description": "Date the transaction was initiated or value-dated."
    },
    "postedDate": {
      "type": "string",
      "format": "date",
      "description": "Date the transaction was posted to the account."
    },
    "amount": {
      "type": "number",
      "format": "double",
      "description": "Transaction amount. Negative for debits, positive for credits."
    },
    "currency": {
      "type": "string",
      "default": "USD",
      "description": "ISO 4217 currency code."
    },
    "status": {
      "type": "string",
      "enum": ["POSTED", "PENDING"],
      "description": "Current processing status."
    },
    "transactionType": {
      "type": "string",
      "enum": ["DEBIT", "CREDIT", "FEE", "INTEREST", "TRANSFER", "ACH", "WIRE", "CHECK", "BOOK_TRANSFER"],
      "description": "Category/type of transaction."
    },
    "debitCreditIndicator": {
      "type": "string",
      "enum": ["DEBIT", "CREDIT"],
      "description": "Indicates whether the transaction is a debit or credit."
    },
    "description": {
      "type": "string",
      "description": "Transaction narrative or description."
    },
    "merchantName": {
      "type": ["string", "null"],
      "description": "Name of the merchant for point-of-sale transactions."
    },
    "merchantCategory": {
      "type": ["string", "null"],
      "description": "Merchant category code description."
    },
    "category": {
      "type": ["string", "null"],
      "description": "Personal finance management category."
    },
    "bankReferenceNumber": {
      "type": ["string", "null"],
      "description": "Bank-assigned reference number."
    },
    "customerReferenceNumber": {
      "type": ["string", "null"],
      "description": "Customer-provided reference number."
    },
    "checkNumber": {
      "type": ["string", "null"],
      "description": "Check number for check transactions."
    },
    "achTraceNumber": {
      "type": ["string", "null"],
      "description": "ACH trace number for ACH transactions."
    },
    "wireReferenceNumber": {
      "type": ["string", "null"],
      "description": "Federal reference number for wire transfers."
    },
    "originatorName": {
      "type": ["string", "null"],
      "description": "Name of the originating party for ACH/wire transactions."
    },
    "receiverName": {
      "type": ["string", "null"],
      "description": "Name of the receiving party."
    },
    "runningBalance": {
      "type": ["number", "null"],
      "format": "double",
      "description": "Account ledger balance after this transaction."
    }
  },
  "required": ["transactionId", "accountId", "transactionDate", "amount", "currency", "status", "transactionType"]
}