Tink · Schema

Tink Account Verification Report

Account Check report verifying ownership, balance, identity, and user-match status for one or more consented bank accounts.

Open BankingPSD2Payment InitiationAccount AggregationRisk DecisioningPay by BankFinanceBankingEuropeVisa

Properties

Name	Type	Description
id	string
market	string
locale	string
timestamp	string
accounts	array
identities	array
userMatch	object

View JSON Schema on GitHub

JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/tink-com/main/json-schema/tink-account-verification-report-schema.json",
  "title": "Tink Account Verification Report",
  "description": "Account Check report verifying ownership, balance, identity, and user-match status for one or more consented bank accounts.",
  "type": "object",
  "required": ["id", "market", "timestamp", "accounts"],
  "properties": {
    "id": { "type": "string" },
    "market": { "type": "string", "examples": ["GB", "SE", "DE", "FR"] },
    "locale": { "type": "string" },
    "timestamp": { "type": "string", "format": "date-time" },
    "accounts": {
      "type": "array",
      "items": { "$ref": "#/$defs/VerifiedAccount" }
    },
    "identities": {
      "type": "array",
      "items": { "$ref": "#/$defs/Identity" }
    },
    "userMatch": { "$ref": "#/$defs/UserMatch" }
  },
  "$defs": {
    "VerifiedAccount": {
      "type": "object",
      "required": ["id", "type"],
      "properties": {
        "id": { "type": "string" },
        "name": { "type": "string" },
        "type": { "type": "string", "enum": ["CHECKING", "SAVINGS", "CREDIT_CARD", "LOAN", "INVESTMENT", "OTHER"] },
        "balance": { "$ref": "#/$defs/Money" },
        "currency": { "type": "string" },
        "holderName": { "type": "string" },
        "identifiers": {
          "type": "object",
          "properties": {
            "iban": { "type": "string" },
            "bban": { "type": "string" },
            "sortCodeAccountNumber": {
              "type": "object",
              "properties": {
                "sortCode": { "type": "string" },
                "accountNumber": { "type": "string" }
              }
            }
          }
        }
      }
    },
    "Identity": {
      "type": "object",
      "properties": {
        "name": { "type": "string" },
        "dateOfBirth": { "type": "string", "format": "date" },
        "emails": { "type": "array", "items": { "type": "string", "format": "email" } },
        "addresses": { "type": "array", "items": { "$ref": "#/$defs/Address" } }
      }
    },
    "Address": {
      "type": "object",
      "properties": {
        "country": { "type": "string" },
        "city": { "type": "string" },
        "postalCode": { "type": "string" },
        "addressLine": { "type": "string" }
      }
    },
    "Money": {
      "type": "object",
      "required": ["amount", "currencyCode"],
      "properties": {
        "amount": { "type": "string" },
        "currencyCode": { "type": "string" }
      }
    },
    "UserMatch": {
      "type": "object",
      "properties": {
        "matchedName": { "type": "boolean" },
        "matchedDateOfBirth": { "type": "boolean" },
        "matchedAddress": { "type": "boolean" },
        "matchScore": { "type": "number", "minimum": 0, "maximum": 1 }
      }
    }
  }
}