AccountBalances

Balance breakdown for a banking account

BankingCore BankingDigital BankingEnterpriseFinancial ServicesFintech

Properties

Name	Type	Description
accountId	string	Account identifier
currency	string	Currency of the balances
workingBalance	number	Current working balance including pending transactions
availableBalance	number	Balance available for withdrawals and payments
clearedBalance	number	Balance of cleared funds only
lockedAmount	number	Amount locked or blocked on the account
overdraftLimit	number	Approved overdraft facility amount
accruedInterest	number	Interest accrued but not yet capitalized
pendingDeposits	number	Deposits received but not yet cleared
asOfDate	string	Timestamp when balances were calculated

View JSON Schema on GitHub

JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "title": "AccountBalances",
  "type": "object",
  "description": "Balance breakdown for a banking account",
  "properties": {
    "accountId": {
      "type": "string",
      "description": "Account identifier"
    },
    "currency": {
      "type": "string",
      "description": "Currency of the balances"
    },
    "workingBalance": {
      "type": "number",
      "description": "Current working balance including pending transactions"
    },
    "availableBalance": {
      "type": "number",
      "description": "Balance available for withdrawals and payments"
    },
    "clearedBalance": {
      "type": "number",
      "description": "Balance of cleared funds only"
    },
    "lockedAmount": {
      "type": "number",
      "description": "Amount locked or blocked on the account"
    },
    "overdraftLimit": {
      "type": "number",
      "description": "Approved overdraft facility amount"
    },
    "accruedInterest": {
      "type": "number",
      "description": "Interest accrued but not yet capitalized"
    },
    "pendingDeposits": {
      "type": "number",
      "description": "Deposits received but not yet cleared"
    },
    "asOfDate": {
      "type": "string",
      "description": "Timestamp when balances were calculated"
    }
  }
}