Synctera · Schema

account_line_of_credit

Account representing a line of credit account.

FinTechBaaSBankingPaymentsCard IssuingKYC
View JSON Schema on GitHub

JSON Schema

synctera-account-line-of-credit-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/account_line_of_credit",
  "title": "account_line_of_credit",
  "allOf": [
    {
      "$ref": "#/components/schemas/account_base"
    },
    {
      "properties": {
        "chargeoff_period": {
          "default": 90,
          "description": "The number of days an account can stay delinquent before marking an account as charged-off.\n",
          "minimum": 0,
          "type": "integer"
        },
        "credit_limit": {
          "description": "The credit limit for this line of credit account in cents. Minimum is 0.\n",
          "example": 2500,
          "format": "int64",
          "minimum": 0,
          "type": "integer"
        },
        "delinquency_period": {
          "default": 30,
          "description": "The number of days past the due date to wait for a minimum payment before marking an account as delinquent.\n",
          "minimum": 0,
          "type": "integer"
        },
        "grace_period": {
          "description": "The number of days past the billing period to allow for payment before it is considered due. This directly infers the due date for a payment.\n",
          "example": 25,
          "minimum": 0,
          "type": "integer"
        },
        "interest_product_id": {
          "description": "An interest account product that the current account associates with. The account product must have its calculation_method set to COMPOUNDED_DAILY.\n",
          "format": "uuid",
          "type": "string"
        },
        "minimum_payment": {
          "$ref": "#/components/schemas/minimum_payment"
        }
      },
      "type": "object"
    }
  ],
  "description": "Account representing a line of credit account.",
  "type": "object"
}