{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "#/components/schemas/KybDelegated",
"title": "KybDelegated",
"properties": {
"beneficial_owner_individuals": {
"description": "You can submit a list of all direct and indirect individuals with 25% or more ownership in the company. A maximum of 4 beneficial owners can be submitted. If no individual owns 25% of the company you do not need to send beneficial owner information.\nSee [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf) (Section I) for more background on individuals that should be included.",
"items": {
"$ref": "#/components/schemas/KybDelegatedIndividual"
},
"minItems": 0,
"type": "array"
},
"business_entity": {
"$ref": "#/components/schemas/KybDelegatedBusinessEntity",
"description": "Information for business for which the account is being opened."
},
"control_person": {
"$ref": "#/components/schemas/KybDelegatedIndividual",
"description": "An individual with significant responsibility for managing the legal entity (e.g., a Chief Executive Officer, Chief Financial Officer, Chief Operating Officer,\nManaging Member, General Partner, President, Vice President, or Treasurer). This can be an executive, or someone who will have program-wide access\nto the cards that Lithic will provide. In some cases, this individual could also be a beneficial owner listed above.\nSee [FinCEN requirements](https://www.fincen.gov/sites/default/files/shared/CDD_Rev6.7_Sept_2017_Certificate.pdf) (Section II) for more background.\n"
},
"external_id": {
"description": "A user provided id that can be used to link an account holder with an external system",
"type": "string"
},
"naics_code": {
"description": "6-digit North American Industry Classification System (NAICS) code for the business.",
"example": "541512",
"type": "string"
},
"nature_of_business": {
"description": "Short description of the company's line of business (i.e., what does the company do?). Values longer than 255 characters will be truncated before KYB verification",
"example": "Software company selling solutions to the restaurant industry",
"type": "string"
},
"tos_timestamp": {
"description": "An RFC 3339 timestamp indicating when the account holder accepted the applicable legal agreements (e.g., cardholder terms) as agreed upon during API customer's implementation with Lithic.",
"example": "2022-03-08 08:00:00",
"type": "string"
},
"website_url": {
"description": "Company website URL.",
"example": "www.mybusiness.com",
"type": "string"
},
"workflow": {
"description": "Specifies the type of KYB workflow to run.",
"enum": [
"KYB_DELEGATED"
],
"type": "string"
}
},
"required": [
"business_entity"
],
"type": "object"
}