Fraud Report Parameters

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/fraud-report-request",
  "title": "Fraud Report Parameters",
  "type": "object",
  "properties": {
    "fraud_status": {
      "type": "string",
      "enum": [
        "SUSPECTED_FRAUD",
        "FRAUDULENT",
        "NOT_FRAUDULENT"
      ],
      "description": "The fraud status of the transaction, string (enum) supporting the following values:\n\n - `SUSPECTED_FRAUD`: The transaction is suspected to be fraudulent, but this hasn\u2019t been confirmed.\n - `FRAUDULENT`: The transaction is confirmed to be fraudulent. A transaction may immediately be moved into this state, or be graduated into this state from the `SUSPECTED_FRAUD` state.\n - `NOT_FRAUDULENT`: The transaction is (explicitly) marked as not fraudulent. A transaction may immediately be moved into this state, or be graduated into this state from the `SUSPECTED_FRAUD` state."
    },
    "fraud_type": {
      "type": "string",
      "enum": [
        "FIRST_PARTY_FRAUD",
        "ACCOUNT_TAKEOVER",
        "CARD_COMPROMISED",
        "IDENTITY_THEFT",
        "CARDHOLDER_MANIPULATION"
      ],
      "description": "Specifies the type or category of fraud that the transaction is suspected or confirmed to involve, string (enum) supporting the following values:\n\n - `FIRST_PARTY_FRAUD`: First-party fraud occurs when a legitimate account or cardholder intentionally misuses financial services for personal gain. This includes actions such as disputing legitimate transactions to obtain a refund, abusing return policies, or defaulting on credit obligations without intent to repay.\n - `ACCOUNT_TAKEOVER`: Account takeover fraud occurs when a fraudster gains unauthorized access to an existing account, modifies account settings, and carries out fraudulent transactions.\n - `CARD_COMPROMISED`: Card compromised fraud occurs when a fraudster gains access to card details without taking over the account, such as through physical card theft, cloning, or online data breaches.\n - `IDENTITY_THEFT`: Identity theft fraud occurs when a fraudster uses stolen personal information, such as Social Security numbers or addresses, to open accounts, apply for loans, or conduct financial transactions in someone's name.\n - `CARDHOLDER_MANIPULATION`: This type of fraud occurs when a fraudster manipulates or coerces a legitimate cardholder into unauthorized transactions, often through social engineering tactics."
    },
    "comment": {
      "type": "string",
      "description": "Optional field providing additional information or context about why the transaction is considered fraudulent."
    }
  },
  "required": [
    "fraud_status"
  ]
}