Lithic · Schema

Conditional Action (Card Transaction Update) Parameters

FinTechBaaSCard IssuingPaymentsEmbedded Finance

Properties

Name Type Description
action object The action to take if the conditions are met.
conditions array
View JSON Schema on GitHub

JSON Schema

lithic-conditional-card-transaction-update-action-parameters-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/conditional-card-transaction-update-action-parameters",
  "title": "Conditional Action (Card Transaction Update) Parameters",
  "type": "object",
  "properties": {
    "action": {
      "description": "The action to take if the conditions are met.",
      "$ref": "#/components/schemas/card-transaction-update-action"
    },
    "conditions": {
      "type": "array",
      "items": {
        "type": "object",
        "properties": {
          "attribute": {
            "type": "string",
            "description": "The attribute to target.\n\nThe following attributes may be targeted:\n* `MCC`: A four-digit number listed in ISO 18245. An MCC is used to classify a business by the types of goods or services it provides.\n* `COUNTRY`: Country of entity of card acceptor. Possible values are: (1) all ISO 3166-1 alpha-3 country codes, (2) QZZ for Kosovo, and (3) ANT for Netherlands Antilles.\n* `CURRENCY`: 3-character alphabetic ISO 4217 code for the merchant currency of the transaction.\n* `MERCHANT_ID`: Unique alphanumeric identifier for the payment card acceptor (merchant).\n* `DESCRIPTOR`: Short description of card acceptor.\n* `TRANSACTION_AMOUNT`: The base transaction amount (in cents) plus the acquirer fee field in the settlement/cardholder billing currency. This is the amount the issuer should authorize against unless the issuer is paying the acquirer fee on behalf of the cardholder.\n* `RISK_SCORE`: Network-provided score assessing risk level associated with a given authorization. Scores are on a range of 0-999, with 0 representing the lowest risk and 999 representing the highest risk. For Visa transactions, where the raw score has a range of 0-99, Lithic will normalize the score by multiplying the raw score by 10x.\n* `TRANSACTION_STATUS`: The status of the transaction. Valid values are `PENDING`, `VOIDED`, `SETTLING`, `SETTLED`, `BOUNCED`, `RETURNED`, `DECLINED`, `EXPIRED`.\n* `LAST_EVENT_TYPE`: The type of the most recent event on the transaction. Valid values are `AUTHORIZATION`, `AUTHORIZATION_ADVICE`, `AUTHORIZATION_EXPIRY`, `AUTHORIZATION_REVERSAL`, `BALANCE_INQUIRY`, `CLEARING`, `CORRECTION_CREDIT`, `CORRECTION_DEBIT`, `CREDIT_AUTHORIZATION`, `CREDIT_AUTHORIZATION_ADVICE`, `FINANCIAL_AUTHORIZATION`, `FINANCIAL_CREDIT_AUTHORIZATION`, `RETURN`, `RETURN_REVERSAL`.\n* `LIABILITY_SHIFT`: Indicates whether chargeback liability shift to the issuer applies to the transaction. Valid values are `NONE`, `3DS_AUTHENTICATED`, or `TOKEN_AUTHENTICATED`.\n* `PAN_ENTRY_MODE`: The method by which the cardholder's primary account number (PAN) was entered. Valid values are `AUTO_ENTRY`, `BAR_CODE`, `CONTACTLESS`, `ECOMMERCE`, `ERROR_KEYED`, `ERROR_MAGNETIC_STRIPE`, `ICC`, `KEY_ENTERED`, `MAGNETIC_STRIPE`, `MANUAL`, `OCR`, `SECURE_CARDLESS`, `UNSPECIFIED`, `UNKNOWN`, or `CREDENTIAL_ON_FILE`.\n* `WALLET_TYPE`: For transactions using a digital wallet token, indicates the source of the token. Valid values are `APPLE_PAY`, `GOOGLE_PAY`, `SAMSUNG_PAY`, `MASTERPASS`, `MERCHANT`, `OTHER`, `NONE`.\n* `CARD_AGE`: The age of the card in seconds at the time of the transaction.\n* `ACCOUNT_AGE`: The age of the account in seconds at the time of the transaction.\n* `SPEND_VELOCITY_COUNT`: The number of transactions matching the specified filters within the given period. Requires `parameters` with `scope`, `period`, and optional `filters`.\n* `SPEND_VELOCITY_AMOUNT`: The total spend amount (in cents) of transactions matching the specified filters within the given period. Requires `parameters` with `scope`, `period`, and optional `filters`.",
            "enum": [
              "MCC",
              "COUNTRY",
              "CURRENCY",
              "MERCHANT_ID",
              "DESCRIPTOR",
              "TRANSACTION_AMOUNT",
              "RISK_SCORE",
              "TRANSACTION_STATUS",
              "LAST_EVENT_TYPE",
              "LIABILITY_SHIFT",
              "PAN_ENTRY_MODE",
              "WALLET_TYPE",
              "CARD_AGE",
              "ACCOUNT_AGE",
              "SPEND_VELOCITY_COUNT",
              "SPEND_VELOCITY_AMOUNT"
            ]
          },
          "parameters": {
            "type": "object",
            "description": "Additional parameters for spend velocity attributes. Required when `attribute` is\n`SPEND_VELOCITY_COUNT` or `SPEND_VELOCITY_AMOUNT`. Not used for other attributes.",
            "properties": {
              "scope": {
                "type": "string",
                "description": "The entity scope to evaluate the attribute against.",
                "enum": [
                  "CARD",
                  "ACCOUNT",
                  "GLOBAL"
                ]
              },
              "period": {
                "description": "The time period over which to calculate the spend velocity.",
                "$ref": "#/components/schemas/velocity-limit-period"
              },
              "filters": {
                "$ref": "#/components/schemas/spend-velocity-filters"
              }
            }
          },
          "operation": {
            "$ref": "#/components/schemas/conditional-operation"
          },
          "value": {
            "$ref": "#/components/schemas/conditional-value"
          }
        },
        "required": [
          "attribute",
          "operation",
          "value"
        ]
      }
    }
  },
  "required": [
    "action",
    "conditions"
  ]
}