{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "#/components/schemas/bank_account_api_response_unlinked",
"title": "Bank Account Api Response",
"type": "object",
"properties": {
"token": {
"description": "A globally unique identifier for this record of an external bank account association. If a program links an external bank account to more than one end-user or to both the program and the end-user, then Lithic will return each record of the association",
"type": "string",
"format": "uuid"
},
"owner": {
"description": "Legal Name of the business or individual who owns the external account. This will appear in statements",
"type": "string"
},
"routing_number": {
"description": "Routing Number",
"type": "string"
},
"last_four": {
"description": "The last 4 digits of the bank account. Derived by Lithic from the account number passed",
"type": "string"
},
"name": {
"description": "The nickname for this External Bank Account",
"type": [
"string",
"null"
]
},
"currency": {
"description": "currency of the external account 3-character alphabetic ISO 4217 code",
"type": "string"
},
"country": {
"description": "The country that the bank account is located in using ISO 3166-1. We will only accept USA bank accounts e.g., USA",
"type": "string"
},
"account_token": {
"description": "Indicates which Lithic account the external account is associated with. For external accounts that are associated with the program, account_token field returned will be null",
"type": [
"string",
"null"
],
"format": "uuid"
},
"created": {
"description": "An ISO 8601 string representing when this funding source was added to the Lithic account.",
"type": "string",
"format": "date-time"
},
"company_id": {
"description": "Optional field that helps identify bank accounts in receipts",
"type": [
"string",
"null"
]
},
"dob": {
"description": "Date of Birth of the Individual that owns the external bank account",
"title": "Date of Birth",
"type": [
"string",
"null"
],
"format": "date"
},
"doing_business_as": {
"description": "Doing Business As",
"type": [
"string",
"null"
]
},
"user_defined_id": {
"description": "User Defined ID",
"title": "User Defined ID",
"type": [
"string",
"null"
]
},
"verification_failed_reason": {
"description": "Optional free text description of the reason for the failed verification. For ACH micro-deposits returned, this field will display the reason return code sent by the ACH network",
"type": [
"string",
"null"
]
},
"verification_attempts": {
"description": "The number of attempts at verification",
"type": "integer"
},
"financial_account_token": {
"description": "The financial account token of the operating account to fund the micro deposits",
"type": [
"string",
"null"
],
"format": "uuid"
},
"type": {
"description": "Account Type",
"$ref": "#/components/schemas/account_type"
},
"verification_method": {
"title": "Verification Method",
"description": "Verification Method",
"type": "string",
"enum": [
"MANUAL",
"MICRO_DEPOSIT",
"PLAID",
"PRENOTE"
]
},
"owner_type": {
"title": "Owner Type",
"description": "Owner Type",
"type": "string",
"enum": [
"BUSINESS",
"INDIVIDUAL"
]
},
"state": {
"description": "Account State",
"$ref": "#/components/schemas/account_state",
"x-stainless-naming": {
"java": {
"type_name": "State"
}
}
},
"verification_state": {
"description": "Verification State",
"$ref": "#/components/schemas/verification_state"
},
"address": {
"description": "Address",
"oneOf": [
{
"type": "null"
},
{
"$ref": "#/components/schemas/external_bank_account_address"
}
]
}
},
"required": [
"token",
"type",
"verification_method",
"owner_type",
"owner",
"state",
"verification_state",
"routing_number",
"last_four",
"currency",
"country",
"created",
"verification_attempts"
]
}