Financial Data Exchange (FDX) · Schema

DebitCreditMemo

The posting type of a transaction. Because the transaction `amount` is an absolute value, this parameter is required to indicate the transaction direction and sign (+/-): - `DEBIT`: Money is leaving the account. The transaction amount will be exposed with a **positive** sign (+) - `CREDIT`: Money is entering the account. The transaction amount will be exposed with a **negative** sign (-) - `MEMO`: The transaction is pending and will be completed at the end of the day. (Plaid handles `MEMO` transaction the same as `DEBIT` transactions.)

Financial DataOpen BankingOpen FinanceFinancial Data ExchangeConsumer PermissionedAccount DataTransactionsInvestmentsInsuranceTax DataPayrollRESTOAuth2FAPICFPB 1033

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JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "title": "DebitCreditMemo",
  "description": "The posting type of a transaction. Because the transaction `amount` is an absolute value, this parameter is required to indicate the transaction direction and sign (+/-):\n- `DEBIT`: Money is leaving the account. The transaction amount will be exposed with a **positive** sign (+)\n- `CREDIT`: Money is entering the account. The transaction amount will be exposed with a **negative** sign (-)\n- `MEMO`: The transaction is pending and will be completed at the end of the day. (Plaid handles `MEMO` transaction the same as `DEBIT` transactions.)\n",
  "type": "string",
  "enum": [
    "CREDIT",
    "DEBIT",
    "MEMO"
  ]
}