CommercialAccountDescriptor

A commercial account. For example, a business deposit account. The `accountType` field for commercial accounts may be set to any of the [account types](#commercial-account-types) listed below. **Note:** Commercial accounts are discoverable-only. Plaid does not consume downstream data (balances, transactions, Auth) for commercial accounts.

Financial DataOpen BankingOpen FinanceFinancial Data ExchangeConsumer PermissionedAccount DataTransactionsInvestmentsInsuranceTax DataPayrollRESTOAuth2FAPICFPB 1033
View JSON Schema on GitHub

JSON Schema

fdx-commercialaccountdescriptor.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "title": "CommercialAccountDescriptor",
  "description": "A commercial account. For example, a business deposit account. The `accountType` field for commercial accounts may be set to any of the [account types](#commercial-account-types) listed below.\n\n**Note:** Commercial accounts are discoverable-only. Plaid does not consume downstream data (balances, transactions, Auth) for commercial accounts.\n",
  "allOf": [
    {
      "$ref": "#/components/schemas/AccountDescriptor"
    },
    {
      "type": "object",
      "properties": {
        "accountCategory": {
          "type": "string",
          "example": "COMMERCIAL_ACCOUNT",
          "enum": [
            "COMMERCIAL_ACCOUNT"
          ]
        },
        "accountType": {
          "$ref": "#/components/schemas/CommercialAccountType"
        }
      },
      "required": [
        "accountType",
        "accountCategory"
      ]
    }
  ]
}