Financial Data Exchange (FDX) · Schema

Account Holder Relationship

Types of relationships between accounts and holders. Some definitions: * AUTHORIZED_SIGNER - An Authorized Signer is an individual who has been given permission by the account owner/holder to sign checks, make withdrawals, and conduct transactions on behalf of an account holder for deposit account types, such as checking or savings, but does not own the account. They may also have an ability to make changes to the account (e.g. can close the account) * AUTHORIZED_USER - An Authorized User is an individual added to a credit card account by the primary account holder, who has been authorized to make purchases using the card, but has no legal responsibility to repay the debt. The primary account holder remains legally responsible for repaying the debt for all charges incurred, including those of the Authorized User. Authorized User may not have access to the full account control (e.g. cannot close the account)

Financial DataOpen BankingOpen FinanceFinancial Data ExchangeConsumer PermissionedAccount DataTransactionsInvestmentsInsuranceTax DataPayrollRESTOAuth2FAPICFPB 1033

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JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "title": "Account Holder Relationship",
  "description": "Types of relationships between accounts and holders. Some definitions:\n* AUTHORIZED_SIGNER - An Authorized Signer is an individual who has been given permission\nby the account owner/holder to sign checks, make withdrawals, and conduct transactions\non behalf of an account holder for deposit account types, such as checking or savings,\nbut does not own the account. They may also have an ability to make changes to the account\n(e.g. can close the account)\n* AUTHORIZED_USER - An Authorized User is an individual added to a credit card account by\nthe primary account holder, who has been authorized to make purchases using the card,\nbut has no legal responsibility to repay the debt. The primary account holder remains\nlegally responsible for repaying the debt for all charges incurred, including those of\nthe Authorized User. Authorized User may not have access to the full account control\n(e.g. cannot close the account)\n",
  "type": "string",
  "enum": [
    "AUTHORIZED_SIGNER",
    "AUTHORIZED_USER",
    "BUSINESS",
    "FOR_BENEFIT_OF",
    "FOR_BENEFIT_OF_PRIMARY",
    "FOR_BENEFIT_OF_PRIMARY_JOINT_RESTRICTED",
    "FOR_BENEFIT_OF_SECONDARY",
    "FOR_BENEFIT_OF_SECONDARY_JOINT_RESTRICTED",
    "FOR_BENEFIT_OF_SOLE_OWNER_RESTRICTED",
    "POWER_OF_ATTORNEY",
    "PRIMARY",
    "PRIMARY_BORROWER",
    "PRIMARY_JOINT",
    "PRIMARY_JOINT_TENANTS",
    "SECONDARY",
    "SECONDARY_BORROWER",
    "SECONDARY_JOINT",
    "SECONDARY_JOINT_TENANTS",
    "SOLE_OWNER",
    "TRUSTEE",
    "UNIFORM_TRANSFER_TO_MINOR"
  ]
}