Envestnet · Schema
BasicMerchantDetail
Derived merchant spending information.
FinancialWealth ManagementOpen BankingAccount Aggregation
Properties
| Name | Type | Description |
|---|---|---|
| basicMerchant | object | |
| merchantType | string | The associated merchant type - BILLERS, SUBSCRIPTION, or OTHERS |
| netTotal | object | Net spending calculated as (debitTotal - creditTotal) associated with the merchant for the specific duration. |
| averageNetTotal | object | Average spending calculated as (netTotal)/(Number of Months) associated with the merchant for the specific duration. |
| link | object | |
| basicPeerDetail | object | Data about the user's peer spending. |
| peerSpendingComparison | object | Comparing how the user has spent with a merchant compared to their peers. |
JSON Schema
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "#/components/schemas/BasicMerchantDetail",
"title": "BasicMerchantDetail",
"description": "Derived merchant spending information.",
"properties": {
"basicMerchant": {
"allOf": [
{
"$ref": "#/components/schemas/BasicMerchant"
}
],
"readOnly": true
},
"merchantType": {
"type": "string",
"description": "The associated merchant type - BILLERS, SUBSCRIPTION, or OTHERS",
"readOnly": true
},
"netTotal": {
"description": "Net spending calculated as (debitTotal - creditTotal) associated with the merchant for the specific duration.",
"allOf": [
{
"$ref": "#/components/schemas/Money"
}
],
"readOnly": true
},
"averageNetTotal": {
"description": "Average spending calculated as (netTotal)/(Number of Months) associated with the merchant for the specific duration.",
"allOf": [
{
"$ref": "#/components/schemas/Money"
}
],
"readOnly": true
},
"link": {
"allOf": [
{
"$ref": "#/components/schemas/Link"
}
],
"readOnly": true
},
"basicPeerDetail": {
"description": "Data about the user's peer spending.",
"allOf": [
{
"$ref": "#/components/schemas/BasicPeerDetail"
}
],
"readOnly": true
},
"peerSpendingComparison": {
"description": "Comparing how the user has spent with a merchant compared to their peers.",
"allOf": [
{
"$ref": "#/components/schemas/PeerSpendingComparison"
}
],
"readOnly": true
}
},
"required": [
"basicMerchant"
]
}