Envestnet · Schema

BasicCreditCardUtilization

Derived information across one or more aggregated card accounts.

FinancialWealth ManagementOpen BankingAccount Aggregation

Properties

Name	Type	Description
totalRunningBalance	object	Total running balance across one or more card accounts.
totalCreditLine	object	Total credit line across one or more card accounts.
creditUtilizationPercent	number	Single card credit utilization percent calculated as totalRunningBalance / totalCreditLine * 100
totalCreditUtilizationPercent	number	Total credit utilization percent calculated as totalRunningBalance / totalCreditLine * 100

View JSON Schema on GitHub

JSON Schema

{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/BasicCreditCardUtilization",
  "title": "BasicCreditCardUtilization",
  "description": "Derived information across one or more aggregated card accounts.",
  "properties": {
    "totalRunningBalance": {
      "description": "Total running balance across one or more card accounts.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "totalCreditLine": {
      "description": "Total credit line across one or more card accounts.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "creditUtilizationPercent": {
      "type": "number",
      "description": "Single card credit utilization percent calculated as  totalRunningBalance / totalCreditLine * 100",
      "readOnly": true
    },
    "totalCreditUtilizationPercent": {
      "type": "number",
      "description": "Total credit utilization percent calculated as  totalRunningBalance / totalCreditLine * 100",
      "readOnly": true
    }
  }
}