Envestnet · Schema

AccountDerived

Derived information across one or more aggregated accounts.

FinancialWealth ManagementOpen BankingAccount Aggregation

Properties

Name Type Description
totalAvailableBalance object The total available balance across eligible accounts.
discretionaryBalance object Balance available to spend after taking into account projected income and expenses.
averageSpending object The average monthly spending for the given duration.
averageAvailableBalance object Average available balance across one or more accounts.
spendingRunway number Based on the average spending, the duration in days for which the total available balance will last
View JSON Schema on GitHub

JSON Schema

envestnet-accountderived-schema.json Raw ↑ 
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "#/components/schemas/AccountDerived",
  "title": "AccountDerived",
  "description": "Derived information across one or more aggregated accounts.",
  "properties": {
    "totalAvailableBalance": {
      "description": "The total available balance across eligible accounts.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "discretionaryBalance": {
      "description": "Balance available to spend after taking into account projected income and expenses.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "averageSpending": {
      "description": "The average monthly spending for the given duration.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "averageAvailableBalance": {
      "description": "Average available balance across one or more accounts.",
      "allOf": [
        {
          "$ref": "#/components/schemas/Money"
        }
      ],
      "readOnly": true
    },
    "spendingRunway": {
      "description": "Based on the average spending, the duration in days for which the total available balance  will last",
      "type": "number",
      "readOnly": true
    }
  }
}