Optimal Blue Pricing Search Result
Eligible product / pricing scenario returned by the Optimal Blue Product & Pricing Engine (PPE). Originally a Black Knight property, now Constellation Software's Perseus Operating Group.
Mortgage TechnologyLoan ServicingLoan OriginationSecondary MarketingDefault ManagementInvestor ReportingProduct Pricing EngineReal Estate DataFinTechAcquired CompanyICE Mortgage Technology
{
"$schema": "https://json-schema.org/draft/2020-12/schema",
"$id": "https://raw.githubusercontent.com/api-evangelist/black-knight/main/json-schema/optimal-blue-pricing-schema.json",
"title": "Optimal Blue Pricing Search Result",
"description": "Eligible product / pricing scenario returned by the Optimal Blue Product & Pricing Engine (PPE). Originally a Black Knight property, now Constellation Software's Perseus Operating Group.",
"type": "object",
"required": ["searchId", "scenarios"],
"properties": {
"searchId": { "type": "string" },
"loanAmount": { "type": "number" },
"propertyValue": { "type": "number" },
"ltv": { "type": "number", "description": "Loan-to-value ratio percent." },
"creditScore": { "type": "integer" },
"occupancy": {
"type": "string",
"enum": ["Primary", "Secondary", "Investment"]
},
"propertyType": {
"type": "string",
"enum": ["SFR", "PUD", "Condo", "Townhouse", "Manufactured", "2-4 Unit"]
},
"loanPurpose": {
"type": "string",
"enum": ["Purchase", "Rate-Term Refi", "Cash-Out Refi"]
},
"lockDays": { "type": "integer" },
"scenarios": {
"type": "array",
"description": "List of eligible products with pricing.",
"items": {
"type": "object",
"required": ["productCode", "investorName", "rate", "price"],
"properties": {
"productCode": { "type": "string" },
"productName": { "type": "string" },
"investorName": { "type": "string" },
"rate": { "type": "number", "description": "Note rate percent." },
"price": { "type": "number", "description": "Base price (par = 100.000)." },
"discountPoints": { "type": "number" },
"lockPeriodDays": { "type": "integer" },
"compensation": { "type": "string", "enum": ["BPC", "LPC"] }
}
}
}
}
}