Optimal Blue Pricing Search Result

Eligible product / pricing scenario returned by the Optimal Blue Product & Pricing Engine (PPE). Originally a Black Knight property, now Constellation Software's Perseus Operating Group.

Mortgage TechnologyLoan ServicingLoan OriginationSecondary MarketingDefault ManagementInvestor ReportingProduct Pricing EngineReal Estate DataFinTechAcquired CompanyICE Mortgage Technology

Properties

Name Type Description
searchId string
loanAmount number
propertyValue number
ltv number Loan-to-value ratio percent.
creditScore integer
occupancy string
propertyType string
loanPurpose string
lockDays integer
scenarios array List of eligible products with pricing.
View JSON Schema on GitHub

JSON Schema

optimal-blue-pricing-schema.json Raw ↑
{
  "$schema": "https://json-schema.org/draft/2020-12/schema",
  "$id": "https://raw.githubusercontent.com/api-evangelist/black-knight/main/json-schema/optimal-blue-pricing-schema.json",
  "title": "Optimal Blue Pricing Search Result",
  "description": "Eligible product / pricing scenario returned by the Optimal Blue Product & Pricing Engine (PPE). Originally a Black Knight property, now Constellation Software's Perseus Operating Group.",
  "type": "object",
  "required": ["searchId", "scenarios"],
  "properties": {
    "searchId": { "type": "string" },
    "loanAmount": { "type": "number" },
    "propertyValue": { "type": "number" },
    "ltv": { "type": "number", "description": "Loan-to-value ratio percent." },
    "creditScore": { "type": "integer" },
    "occupancy": {
      "type": "string",
      "enum": ["Primary", "Secondary", "Investment"]
    },
    "propertyType": {
      "type": "string",
      "enum": ["SFR", "PUD", "Condo", "Townhouse", "Manufactured", "2-4 Unit"]
    },
    "loanPurpose": {
      "type": "string",
      "enum": ["Purchase", "Rate-Term Refi", "Cash-Out Refi"]
    },
    "lockDays": { "type": "integer" },
    "scenarios": {
      "type": "array",
      "description": "List of eligible products with pricing.",
      "items": {
        "type": "object",
        "required": ["productCode", "investorName", "rate", "price"],
        "properties": {
          "productCode": { "type": "string" },
          "productName": { "type": "string" },
          "investorName": { "type": "string" },
          "rate": { "type": "number", "description": "Note rate percent." },
          "price": { "type": "number", "description": "Base price (par = 100.000)." },
          "discountPoints": { "type": "number" },
          "lockPeriodDays": { "type": "integer" },
          "compensation": { "type": "string", "enum": ["BPC", "LPC"] }
        }
      }
    }
  }
}